Frequently Asked Questions
- Are motorcyclists also required to have insurance?
- Can my license ever be reinstated?
- How do I know I’m finding the best rate out there?
- How does being an independent car insurance company change your services?
- I don’t have good credit, so can I still get insurance?
- Is it better to have liability or comprehensive coverage?
- Is it better to opt for online or in-person payments?
- Is it hard to get insurance?
- What are my different payment options?
- What are some different forms of auto insurance available?
- What are the typical medical costs involved after a vehicle accident?
- What happens when my license gets suspended?
- What if I think I can’t afford car insurance?
- What if the driver who hit me doesn’t have insurance?
- What is a deductible?
- What is SR-22 insurance?
- Why do I need car insurance?
- Why should I get a quote?
- Will my bad driving record prevent me from getting insurance?
- Will my insurance cover me if an accident is my fault?
- Will my insurance cover medical costs after an accident?
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Chicago Car Insurance
Car insurance can be expensive, but driving without insurance can end up being even more expensive. At Insure on the Spot, we can help you find the insurance you need to stay on the road at a cost that won’t break the bank.
Since 1986, the experienced insurance professionals at Insure on the Spot have been helping Chicago and Illinois residents find policies that fit their budgets and driving needs. As an independent car insurance agency, our only obligation is to you, not other parties or agencies, allowing us to find you a policy that meets your needs.
Regardless of what kind of car and driving record you may have, our team of trained insurance specialists will work with you to help you find the best possible policy for your needs. With offices located throughout Illinois, including several Chicago locations, we are available to meet with both current and potential clients face-to-face whenever convenient.
If you’d rather talk to a member of our friendly customer service team at our call center, which features over 150 bilingual service representatives, feel free to call us today at 1-800-972-SAVE. Discuss your needs for auto insurance with us and let us do the hard work of comparison shopping for the lowest possible price.
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“We love your fast, friendly auto insurance service at the Chicago offices."----- Tracy B Chicago, Illinois
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“I love your instant Roadside Assistance service I experienced in Chicago Illinois.”--- J. M. Moore Chicago, Illinois
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“You treat your Illinois auto insurance customers EXCELLENT!” ---- Deloise M. Goldsmith Chicago, Illinois
“I love the convenience of paying my auto insurance by phone, keep up the good work.”A. Spencer Danville, Illinois
"You are always helpful at the Chicago Illinois offices and answer all of my car insurance questions. That is why I have been with you for five years now----Michael Vazquez Oak Park, Illinois